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[更新]增加企业打款到银行卡支持

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Anyon 2018-05-11 17:54:48 +08:00
parent 83f30ceed8
commit 095471bdc6
2 changed files with 142 additions and 6 deletions
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44
Test/pay-transfersbank-create.php Normal file
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@ -0,0 +1,44 @@
<?php
// +----------------------------------------------------------------------
// | WeChatDeveloper
// +----------------------------------------------------------------------
// | 版权所有 2014~2018 广州楚才信息科技有限公司 [ http://www.cuci.cc ]
// +----------------------------------------------------------------------
// | 官方网站: http://think.ctolog.com
// +----------------------------------------------------------------------
// | 开源协议 ( https://mit-license.org )
// +----------------------------------------------------------------------
// | github开源项目：https://github.com/zoujingli/WeChatDeveloper
// +----------------------------------------------------------------------
try {
// 1. 手动加载入口文件
include "../include.php";
// 2. 准备公众号配置参数
$config = include "./config.php";
// 3. 创建接口实例
$wechat = new \WeChat\Pay($config);
// 4. 组装参数，可以参考官方商户文档
$options = [
'partner_trade_no' => time(),
'enc_bank_no' => '6212263602037318102',
'enc_true_name' => '邹景立',
'bank_code' => '1002',
'amount' => '100',
'desc' => '打款测试',
];
echo '<pre>';
$result = $wechat->createTransfersBank($options);
var_export($result);
} catch (Exception $e) {
// 出错啦，处理下吧
echo $e->getMessage() . PHP_EOL;
}

104
WeChat/Pay.php
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@ -17,6 +17,7 @@ namespace WeChat;
use WeChat\Contracts\DataArray;
use WeChat\Contracts\Tools;
use WeChat\Exceptions\InvalidArgumentException;
use WeChat\Exceptions\InvalidDecryptException;
use WeChat\Exceptions\InvalidResponseException;
/**
@ -228,7 +229,7 @@ class Pay
* 企业付款到零钱
* @param array $options
* @return array
* @throws InvalidResponseException
* @throws Exceptions\InvalidResponseException
*/
public function createTransfers(array $options)
{
@ -252,6 +253,98 @@ class Pay
return $this->callPostApi($url, ['partner_trade_no' => $partner_trade_no], true, 'MD5', false);
}
/**
* 企业付款到银行卡
* @param array $options
* @return array
* @throws Exceptions\LocalCacheException
* @throws Exceptions\InvalidDecryptException
* @throws Exceptions\InvalidResponseException
*/
public function createTransfersBank(array $options)
{
if (!isset($options['partner_trade_no'])) {
throw new InvalidArgumentException('Missing Options -- [partner_trade_no]');
}
if (!isset($options['enc_bank_no'])) {
throw new InvalidArgumentException('Missing Options -- [enc_bank_no]');
}
if (!isset($options['enc_true_name'])) {
throw new InvalidArgumentException('Missing Options -- [enc_true_name]');
}
if (!isset($options['bank_code'])) {
throw new InvalidArgumentException('Missing Options -- [bank_code]');
}
if (!isset($options['amount'])) {
throw new InvalidArgumentException('Missing Options -- [amount]');
}
isset($options['desc']) && $this->config['desc'] = $options['desc'];
$this->params->offsetUnset('appid');
return $this->callPostApi('https://api.mch.weixin.qq.com/mmpaysptrans/pay_bank', [
'amount' => $options['amount'],
'bank_code' => $options['bank_code'],
'partner_trade_no' => $options['partner_trade_no'],
'enc_bank_no' => $this->rsaEncode($options['enc_bank_no']),
'enc_true_name' => $this->rsaEncode($options['enc_true_name']),
], true, 'MD5', false);
}
/**
* 商户企业付款到银行卡操作进行结果查询
* @param string $partner_trade_no 商户订单号，需保持唯一
* @return array
* @throws InvalidResponseException
*/
public function queryTransFresBank($partner_trade_no)
{
$url = 'https://api.mch.weixin.qq.com/mmpaysptrans/query_bank';
return $this->callPostApi($url, ['partner_trade_no' => $partner_trade_no], true, 'MD5', false);
}
/**
* RSA加密处理
* @param string $string
* @param string $encrypted
* @return string
* @throws Exceptions\LocalCacheException
* @throws Exceptions\InvalidDecryptException
* @throws Exceptions\InvalidResponseException
*/
private function rsaEncode($string, $encrypted = '')
{
$search = ['-----BEGIN RSA PUBLIC KEY-----', '-----END RSA PUBLIC KEY-----', "\n", "\r"];
$pkc1 = str_replace($search, '', $this->getRsaContent());
$publicKey = '-----BEGIN PUBLIC KEY-----' . PHP_EOL .
wordwrap('MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8A' . $pkc1, 64, PHP_EOL, true) . PHP_EOL .
'-----END PUBLIC KEY-----';
if (!openssl_public_encrypt("{$string}", $encrypted, $publicKey, OPENSSL_PKCS1_OAEP_PADDING)) {
throw new InvalidDecryptException('Rsa Encrypt Error.');
}
return base64_encode($encrypted);
}
/**
* 获取签名文件内容
* @return string
* @throws Exceptions\LocalCacheException
* @throws Exceptions\InvalidResponseException
*/
private function getRsaContent()
{
$cacheKey = "pub_ras_key_" . $this->config->get('mch_id');
if (($pub_key = Tools::getCache($cacheKey))) {
return $pub_key;
}
$data = $this->callPostApi('https://fraud.mch.weixin.qq.com/risk/getpublickey', [], true, 'MD5');
if (!isset($data['return_code']) || $data['return_code'] !== 'SUCCESS' || $data['result_code'] !== 'SUCCESS') {
$error = 'ResultError:' . $data['return_msg'];
$error .= isset($data['err_code_des']) ? ' - ' . $data['err_code_des'] : '';
throw new InvalidResponseException($error, 20000, $data);
}
Tools::setCache($cacheKey, $data['pub_key'], 600);
return $data['pub_key'];
}
/**
* 获取微信支付通知
* @return array
@ -305,11 +398,10 @@ class Pay
if ($isCert) {
$option['ssl_cer'] = $this->config->get('ssl_cer');
$option['ssl_key'] = $this->config->get('ssl_key');
foreach (['ssl_cer', 'ssl_key'] as $key) {
if (empty($option[$key]) || !file_exists($option[$key])) {
throw new InvalidArgumentException("Missing Config -- [{$key}]", '0');
}
}
if (empty($option['ssl_cer']) || !file_exists($option['ssl_cer']))
throw new InvalidArgumentException("Missing Config -- ssl_cer", '0');
if (empty($option['ssl_key']) || !file_exists($option['ssl_key']))
throw new InvalidArgumentException("Missing Config -- ssl_key", '0');
}
$params = $this->params->merge($data);
$needSignType && ($params['sign_type'] = strtoupper($signType));