diff --git a/app/data/controller/api/auth/Transfer.php b/app/data/controller/api/auth/Transfer.php
index aff74fb95..722ac625d 100644
--- a/app/data/controller/api/auth/Transfer.php
+++ b/app/data/controller/api/auth/Transfer.php
@@ -55,7 +55,17 @@ class Transfer extends Auth
         }
         // 扣除手续费
         $chargeRate = floatval(UserTransferService::instance()->config('transfer_charge'));
-        $data['charge'] = $chargeRate * $data['amount'] / 100;
+        $data['charge_rate'] = $chargeRate;
+        $data['charge_amount'] = $chargeRate * $data['amount'] / 100;
+        // 检查可提现余额
+        [$total, $count] = UserRebateService::instance()->amount($this->uuid);
+        if ($total - $count < $data['amount']) $this->error('可提现余额不足！');
+        // 如果手续费不够扣时，提现金额减少
+        if ($total - $count < $data['amount'] + $data['charge_amount']) {
+            $data['amount'] = $data['amount'] - $data['charge_amount'];
+            $data['charge_amount'] = $chargeRate * $data['amount'] / 100;
+            $data['amount'] = $total - $count - $data['charge_amount'];
+        }
         // 提现方式处理
         if (in_array($data['type'], ['alipay_account'])) {
             $data = array_merge($data, $this->_vali([
@@ -76,9 +86,6 @@ class Transfer extends Auth
         } elseif (!in_array($data['type'], ['wechat_wallet'])) {
             $this->error('转账方式不存在！');
         }
-        // 检查可提现余额
-        [$total, $count] = UserRebateService::instance()->amount($this->uuid);
-        if ($total - $count < $data['amount']) $this->error('可提现余额不足！');
         // 当日提现次数限制
         $map = ['uid' => $this->uuid, 'type' => $data['type'], 'date' => $data['date']];
         $count = $this->app->db->name($this->table)->where($map)->count();
diff --git a/app/data/service/UserRebateService.php b/app/data/service/UserRebateService.php
index 54e6d05c1..e0d1a17a1 100644
--- a/app/data/service/UserRebateService.php
+++ b/app/data/service/UserRebateService.php
@@ -20,14 +20,14 @@ class UserRebateService extends Service
     public function amount(int $uuid): array
     {
         if ($uuid > 0) {
-            $count = abs($this->app->db->name('DataUserTransfer')->whereRaw("uid='{$uuid}' and status>0")->sum('amount'));
             $total = abs($this->app->db->name('DataUserRebate')->whereRaw("uid='{$uuid}' and status=1 and deleted=0")->sum('amount'));
             $locks = abs($this->app->db->name('DataUserRebate')->whereRaw("uid='{$uuid}' and status=0 and deleted=0")->sum('amount'));
+            $count = abs($this->app->db->name('DataUserTransfer')->whereRaw("uid='{$uuid}' and status>0")->sum('amount+charge_amount'));
             $this->app->db->name('DataUser')->where(['id' => $uuid])->update(['rebate_total' => $total, 'rebate_used' => $count, 'rebate_lock' => $locks]);
         } else {
-            $count = abs($this->app->db->name('DataUserTransfer')->whereRaw("status>0")->sum('amount'));
             $total = abs($this->app->db->name('DataUserRebate')->whereRaw("status=1 and deleted=0")->sum('amount'));
             $locks = abs($this->app->db->name('DataUserRebate')->whereRaw("status=0 and deleted=0")->sum('amount'));
+            $count = abs($this->app->db->name('DataUserTransfer')->whereRaw("status>0")->sum('amount+charge_amount'));
         }
         return [$total, $count, $locks];
     }